Be True To Your Finances

Money will never be enough. Whether you earn $100 or more there will always be room for more and more needs and wants in your life. Currently I earn twice as much as I used to earn two Years ago but my expenses are also twice as much. If you do not watch out on the trend you take with your needs and your income, you will get frustrated and think the problem is with money yet you are the one causing the problem.

I prayed for wisdom on how to spend wisely to avoid pitfalls and I got help. I have not reached the peak but so far I am very happy with the way I manage my finances. At this point in time I will give you tips on how to manage your needs and wants in regards to money and avoid going overboard. The secret is to live within your means and this is how

1. Write down your daily needs and wants that you spend on and divide the needs and wants into three categories; Daily, Weekly and Monthly

2. Beside each category write down the needs and wants and how much you spend on them. Be honest with yourself do not underestimate or overestimate, you have to be on point. If you over/under estimate you will not make it. Prices do not change within a short period of time so you will have to go to a grocery shop or supermarket to get the exact price of the commodity you buy daily, weekly or monthly.

3. Find totals for each category, for example, your daily category must be multiplied by thirty for you to know how much you spend in a month and the weekly budget by four. Add up your totals and see how much you spend.

4. If your budget exceeds what you earn, then you have to review your needs and wants and be disciplined enough to reduce your wants at this moment and check whether your needs may also be overboard. If you find that your needs are expensive, then you should find a place where the same needs can be bought less expensive, for example; instead of buying tomatoes or other raw vegetables and fruits from a supermarket try getting them from a local vendor. If the house you are staying in is eating up your money move to a descent less expensive apartment.

5. Stick to this budget and consult it regularly, go back and check whether you are on track or off track. Try this for just a month and you will see a very big positive difference and you will even manage to save money.

Software Development Life Cycle – Introduction Model Stages and Advantages

What is the Software Development Life Cycle (SDLC)?

SDLC or Software Development Life Cycle is essentially the process or phases of a model or methodology, which software engineers and developers follow in developing an application or software. In simpler words, it is a process consisting of a series of planned activities for planning, creating, testing, deploying and maintenance of software.

SDLC is often referred as software development process, as it consists of all tasks, which needs to be followed while developing an application or software. SDLC is followed within IT development companies to develop, alter, replace or enhance the performance of the software. ISO/IEC 12207 is an international standard for SDLC, which ensures high quality of the newly developed software. It also helps IT development companies in improving the overall quality of their software development services.

What are the major SDLC Models, followed in the IT Industry?

There are various SDLS models, which are currently followed in the IT Industry. Often referred as ‘Software Development Process Models’, all the process models follow unique software development steps, ensuring 100% success of the development projects.

The major software development life cycle models are-

  • Waterfall Model
  • Iterative Model
  • Spiral Model
  • V-Model
  • Big Bang Model

Other related models are Rapid Application Development (RAD), Prototype and Agile Models.

The advantages of choosing an appropriate Software Development Life Cycle (SDLC)-

  • Increased Product Quality
  • Increased Development Speed
  • Improved Client Relations
  • Improved Tracking & Control
  • Decreased Project Risks
  • Decreased Project Management Overhead

What are the different stages of SDLC?

Stage 1:

Planning and Requirement Analysis

This is the most important stage in the SDLC. This stage needs input from the customers, sales team, industry experts, a marketing team and their survey reports. After which, senior business managers and developers of a software development company plan the project approach and the development model.

Stage 2:

Designing

After the analysis of requirements and finalizing the Design Document Specification (DDS), the product architecture is designed by an expert team. This architecture has to stand upon various parameters such as budget, time, product robustness, risk assessment and design modularity, after which it is considered for the development.

Stage 3:

Development

The actual development of the software or application starts at this stage. The team of engineers and developers follow the coding guidelines set by the organization and use different tools for code generation. The programming code is generated as per the details documented in the DDS. The developers use different high level programming languages as per the requirement.

Stage 4:

Testing

In this stage, the final product goes through a pre-defined road of testing, where defects or bugs in the product are reported and then fixed by the developers. This stage ensures that the final product meets the highest quality standards, which are accepted worldwide.

Stage 5:

Deployment

At this stage, the final product is deployed at the client base. At times, the software is integrated with the client’s current application and database. All the deployment and integration works are done under the guidance of expert software engineers and developers.

Stage 6:

Maintenance & Support

Most of the reputed IT development companies also provide complete maintenance and technical support, post deployment of the final product at client base.

Controlling Mold Without Toxic Chemicals

Mold can grow anywhere there are damp conditions – from a windowsill to a
bathroom, to a whole house. While the health effects of most common molds are minimal, the chemicals we commonly use to remove the unsightly growth can harm our health. Mold cleaners can contain toxic chemicals such as pentachorophenol, which can be harmful through skin absorption or inhalation, and formaldehyde, which can cause cancer as well as irritate eyes, throat, skin, and lungs. Many mold cleaners carry the "DANGER" warning label and state that they should be used only in a well-ventilated area (next time you want to clean mold from your shower, look around for the ventilation …)

Fortunately, there are ways to clean and even prevent mold that are natural and safe
for you and your family.

Mold is a living organism that needs certain conditions to stay alive. A moist, dark,
environment with little moving air is perfect. Mold just can not live in an environment
that is dry, light, or breezy. The solution to any mold problem of any kind is to
introduce heat (to dry the moisture), light, or moving air (such as from a fan).

I used to live in an old house in a forest, next to a creek, in an area that has a lot of
rainfall in the winter. One year was particularly cold and rainy and so to conserve
heat, I closed the door on my extra bedroom, which contained books and research
papers, a bed, and out-of-season clothing. By the end of winter, there was so much
mold in that room that was was literally growing on my clothing. My cotton espadrille
shoes and cloth-covered binders were covered with blue fuzz. What to do? Mold was
covering literally everything!

In my situation, I opted to use heat. I put a portable space heater in the room and
closed the door. After several hours I peeked in and steam was rising. It was like a
sauna. After twenty-four hours, however, all was bone dry and I was able to brush
visible mold (now a dry powder) from walls, clothing, and other surfaces. The moral
of the story: if you live in a damp environment that does not get much sun, make
sure your heat circulates completely around the house, and even though it may take
more energy, it's needed to keep your home dry and safe. Mold can do damage to
material possession and human health, so its better to stay warm and dry.

If you have just a small area of ​​mold, use a hand-held dryer to dry it up in just a few
minutes.

You can prevent mold from growing by keeping areas dry. Find the source of
moisture and control it. Mold in an undersink cabinet, for example, may require
fixing leaky pipes. Controlling mold in a bathroom may involve installing a small
space heater to run after a shower to dry out the room, or using a fan for the same
purpose. No moisture – no mold.

In a closet, hang garments with space between them to allow for air-flow and install
a small light, both to dispel darkness and provide a little heat. If you live in a very
humid area, a dehumidifier may be necessary.

To remove mold from shower tile or other hard surface, mix borax and water, or
vinegar and water, in a spray bottle. Spray it on and the mold wipes right off. Borax
inhibits mold growth, so wash down the walls in your bathroom with a borax
solution and just leave it on, or sprinkle borax in damp cabinets under the sink. If
you need something stronger to remove stubborn mold, use hydrogen peroxide.

Steam cleaners – which clean, sanitize, and deodorize using only hot water – also
work great on mold. You can purchase small hand-held steam cleaners in the
housewares department of discount stores for about $ 50 or larger units on the
Internet.

Read more about controlling mold without toxic chemicals in my new book Home
Safe Home, at http://www.dld123.com/homesafehome.html .

Proper Use and Care of a Boat’s Electrical System

By the time a boat gets a few years old, it will probably have a number of things in the electrical system that need to be updated or replaced. When an insurance surveyor comes along, he may end up handing the owner a long, and costly, list of things that need to be corrected.

An electrical system for a boat is much different than that of a house or even a car. Sea water is a fair conductor of electricity. Therefore, there are some additional rules on the materials and methods of installation when it comes to boats.

Materials & Equipment – It is important that only equipment and materials rated for marine application be used. The American Boat and Yacht Council has very stringent standards for this. Things like common household wire and wiring devices, as well as electrical equipment and appliances should not be used on boats. These things are not properly constructed, insulated or grounded and could either start a fire, or worse, result in an electrocution. Federal regulations require that all electrical devices that are used in the engine compartment or bilges be "ignition protected" means that they will not create a spark that can cause a fire or explosion.

Buying Older Boats – When buying a used or older boat, one of the things to pay close attention to is how much rigging and alterations there are in the electrical system. Sometimes there are quite a bit. In most cases, the owner may not even be aware of why things are constantly breaking down. Usually he blames it on the pump or motor when actually faulty wiring is the problem. You should be aware that on boats with poor electrical systems, the cost of straightening it out can be pretty high.

Electrical systems do not last forever. Over time boat systems degrade, particularly when it comes to the effects of corrosion. It is recommend that a boat have an electrical system survey once every 5 years. This does not take long and does not cost a lot of money. In fact it may save you hundreds of dollars in unwelcome headaches. In most cases, the survey will reveal the effects of damage which may need to be cleaned up, along with a few minor repairs. The advantage is in not allowing these problems to accumulate to the point that it becomes a big, costly job.

Adding New Equipment

Most boats, particularly smaller ones, are not designed with the idea of ​​adding new equipment, even though nearly everyone does. But the primary reason why systems get so messed up is a result from the attempt to force something in where there is no provision made for it.